Business & Markets · Mobile money transaction value · Kenya

Kenya’s mobile money transaction value rose to KSh 761.1bn in Aug 2026.

KSh 761.1bn

Aug 2026

Up KSh 32.4bn from Jul 2026.

Updated 8 Oct 2026

In plain words

KSh 761.1bn

What it is. This series adds up the value of mobile money cash-in and cash-out transactions handled through agents in a month, so it follows how much money moves between physical cash and digital wallets at agent counters. Transfers between wallets, bill payments and card or bank movements fall outside it. No methodology note is published, so the exact coverage of agents and providers is not documented.

Higher is better. A higher figure is good because it shows more people and businesses using agent networks to move money in and out of wallets, which points to wider reach and activity. The latest figure for August 2026 is KSh 761.1bn, against KSh 688.4bn a year earlier, a rise of 10.6%. Since Sep 2024 the lowest month was February 2026 at KSh 633.4bn, so the latest reading sits at the top of its range, level with the window high of KSh 761.1bn.

Why it matters. For households, a larger flow through agents means cash is being converted to and from mobile wallets in greater volume, which is how many Kenyans receive wages, send remittances to relatives and pay for daily needs. Agents and the mobile operators earn commissions and fees on each transaction, so a rise of KSh 72.7bn on a year earlier means more income for those businesses. The state also gains, since higher transaction values widen the base for excise duty on mobile money fees.

Written by sAI · figures verified 8 Oct 2026

Line chart. Mobile money transaction value · Kenya: KSh 761.1bn in Aug 2026, up from KSh 670.5bn in Sep 2024.KSh 761.1bnKSh 761.1bnAug 2026Source: Central Bank of Kenya, mobile payments statisticsStrata-AF™ Data

Source: Central Bank of Kenya, mobile payments statistics · Licence: Central Bank of Kenya published statistics, reproduced with attribution

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Strata-AF™ Data, Mobile money transaction value, Kenya, Aug 2026; source Central Bank of Kenya, mobile payments statistics, retrieved 8 Oct 2026; https://data.strata-af.com/business/mobile-money-transaction-value/kenya

Data insights · Worked out from the published figures

What this means

Working this out from the published figures…

Strata AI commentary is coming — reviewed, dated, and generated only from the figures on this page.

Methodology

Value of mobile money cash-in and cash-out transactions through agents in the month. Unit: KSh bn.

Source: Central Bank of Kenya, mobile payments statistics (National Payments System), reproduced with attribution. Published monthly.

Figures on Strata-AF™ Data are for reading on the site. https://data.strata-af.com